Startups and Talent Density
Startups are like rockets — they can't reach orbit with second-rate fuel. Talent density is destiny.
Hello, I'm
Building the future of fintech,
one product at a time.
About Me
Product Lead with a software engineering foundation from KFUPM and deep experience building fintech products across Saudi Arabia and the GCC — from BNPL and checkout to payments and digital insurance.
I co-founded AXENDA and HIKAYA, scaled payment experiences at Tamara — Saudi Arabia's first fintech unicorn — owned checkout at Salla, and built the BNPL product from 0 to 1 at Emkan Fintech (AlRajhi group).
Now at GOSI, I'm building the fintech stack of Saudi Arabia's Social Insurance. I'm passionate about product management, startups, and angel investing.
Beyond my day job, I'm building Huddley — a social platform that gets you out there, connecting people through meaningful experiences.
Years in Fintech
Companies Shaped
Saudi Fintech Unicorn
My Journey
B.Sc. Software Engineering
Built the foundation in software engineering with a 3.8/4 GPA and Dean's first honors list — the launchpad for everything that followed.
Co-founder & Associate PM
Co-founded Axenda, selected among the top five ventures in STC's impactU incubator. Led the end-to-end Khotta app product lifecycle from backlog to delivery.
Co-founder & Product Engineer
Co-founded and built the end-to-end backend architecture using Python and Flask. Translated business and user needs into PRDs and drove Agile delivery.
Product Manager
Led cross-functional product initiatives across the GCC at Saudi Arabia's first fintech unicorn — building payment rails, managing BNPL flows, and collaborating with Saudi Payments.
Senior Product Manager
Owned the end-to-end checkout landscape at Saudi's leading e-commerce platform, defining the long-term vision and aligning it with company goals and market trends.
Senior PM · AlRajhi Group
Built the Emkan BNPL product from 0 to 1 at AlRajhi group's fintech arm — taking it from discovery through strategy to launch.
Product Lead
Building the fintech stack of the Social Insurance of Saudi Arabia — leading product from discovery to operational rollout at national scale.
Expertise
Product Strategy
User Experience
B2B & B2C Products
Growth Strategy
Fintech & Payments
BNPL
Digital Banking
Checkout
KYC
Cross-functional Leadership
Agile & Scrum
Startup Growth
Data Analytics
API Design
Compliance
SaaS
Writing
Get in Touch
I'm always eager to connect with like-minded individuals who share an interest in technology, fintech, and innovation.
Whether you have a startup idea, a collaboration opportunity, or just want to talk about the future of payments — I'd love to hear from you.
Or email directly
albakri.aliahmed@gmail.com